50 Ways To Save Money...Right Now!

Feeling the budget pinch? Here are 50 ways to save money, all of which you can do right now.

1. Stop buying. Start selling. Most of us have too many things. Things we don't use. There are two places (besides the flooded Facebook Marketplace) that I use to sell the items I don't need and don't use.

Poshmark
I love Poshmark, the #1 app to buy and sell fashion, and know you will love it too! Make money and shop over 5,000 brands at up to 70% off. It's fun and easy - I promise!
Install free app now!
Sign up with my code NTASHACALL to get $10 off your first order. But HURRY, this offer won't last long!

Mercari
Sign up for Mercari and get $10 off your first purchase. Here's my invitation link : https://merc.li/NGBk35b

2. Cut the cable. You are paying for 200 channels you don't need. What we use is Apple TV and play everything we watch on the apps. There are similar things, like Chromecast and Roku. This way, we are intentional about what we watch. We pay a small fee for Hulu to make sure there are no commercials, which is totally worth it. We also pay a small fee for Netflix. The options are vast and the savings are great. You’ll save on time and money.

3. Turn off the TV. You’ll save on electricity and reconnect with those around you.

4. Use customer rewards. For example, we live close to Smith’s Marketplace and shop there for some of our groceries. They have a rewards card and we use it all of the time. We use it for groceries, pharmacy and gas. As we rack up points from groceries and pharmacy, we get a discount on gas. At times, we receive $1 off each gallon of gas and trust me when I say that we load up. 

5. Meal planning. Plan your meals for the week. You’ll eat out less and know what you are shopping for. You’ll be able to create a list and look for the best prices. Plus, you’ll eat out less and there you’ll save your money.

6. Use a shopping list. Stick to that shopping list. Having a meal plan will help you to create a solid shopping list.

7. Use what you have on the shelf and create meals around those items so that you can rotate your food and utilize what you have. I call this “Rotation Cooking”.

8. Use coupons. There are digital coupons that you can load onto your rewards cards and there are paper coupons. Use your weekly ad and find what is on sale. Then, use coupons in addition to the sales prices and you’ll love what this does to your budget.

9. Learn some basic sewing skills. Repair your clothing. When buttons fall off, sew them back on. When seams come apart, sew them back together. Repairing your clothing instead of tossing it will save a ton of money.

10. Don’t eat out. You need better nutrition and restaurant and fast food is expensive. If you do eat out, be sure to get a coupon, a Groupon, or look for other deals.

11. Kids love boxes. We used to spend so much money on toys to entertain our kids. When they would open the gifts, the kids were more into playing in the box than playing with the toys. We would let the kids draw or paint on the boxes. We would cut holes for them to crawl into and look out of. It was pure imagination abundance. Oh the money we could have saved!

12. Buy second hand to stay in style for less. Here are my favorite places to do this.

Poshmark
I love Poshmark, the #1 app to buy and sell fashion, and know you will love it too! Make money and shop over 5,000 brands at up to 70% off. It's fun and easy - I promise!
Install free app now!
Sign up with my code NTASHACALL to get $10 off your first order. But HURRY, this offer won't last long!

Mercari
Sign up for Mercari and get $10 off your first purchase. Here's my invitation link : https://merc.li/NGBk35b

ThredUp
$10 for you!
http://www.thredup.com/r/6TYTFN

13. Drink more water. Instead of purchasing the expensive coffee or soda, opt for more water. You’ll save a ton of money.

14. Quit using tobacco. You know it’s bad for you. You spend a ton on it and imagine what you could do with the money you spend. The same goes to vaping. Quit. Your body will love you and your wallet will party.

15. If you are not using it, turn it off, unplug it, put it away. You’ll save electricity, which saves money. You’ll also connect with people and things that matter.

16. Compare prices. This goes for groceries and any other item you are buying. It might take a minute to Google it or look at grocery store flyers, but it could save you dollars.

17. Use rebate apps. We use rebate apps that provide money back plus promo codes for online, and some in-store purchases. Just login to these apps, select the store, and shop. The money will turn into a big fat check and you’ll be happy to have that percentage of YOUR money back in YOUR wallet. Here are the apps we use.

Use RAKUTEN (formerly EBATES) and get $10 after you shop.

TopCashBack is another great one.

iBotta, use code lxybtmw

Others are 
RetailMeNot
Checkout51

18. Use receipt scanning apps for rewards. I used these to get some of our Christmas purchases paid for last year. Super simple. Just a little bit of time to scan. Plus, you’ll have viable receipts scanned, in case you lose one and need it for a return.

Check out Fetch Rewards. It's a free app that turns grocery receipts into rewards. Just scan any grocery receipt, and earn points towards awesome rewards. You'll earn at least 1% on all listed brands and products, and gain access to exclusive offers that earn you even more points. No more entering codes, completing tasks or jumping through any hoops! Just scan your grocery receipt, and get rewarded.

Use my referral code, K8XTX, during signup and you'll get 2,000 Fetch Points ($2.00 in points!) just for starting.

Download Fetch Rewards free here: https://bit.ly/2zwOdBK

The other app I use is ReceiptHog.

19. Avoid expensive gym memberships. Workout at home or get the cheapest option with a membership. YouTube has great workout videos and you can find some lightly used exercise equipment on the Facebook Marketplace, or the classifieds. Don’t spend the money, but still get the exercise. You’ll feel better about this option once you get used to it and once you see the additionaly $60-$100 back in your account each month.

20. Instead of going out, invite your friends to your place. Invite each to bring some food to share, and a game that they love. Make it a fun party time and enjoy each other’s company where you are not spending hundreds to do so. 

21. Purchase used or digital books. New books are insanely expensive. The used or digital versions have the same content. Enjoy reading, but use those smarts to save yourself some money as well.

22. Cancel magazine subscriptions. You can get all of the same information online.

23. Gas is expensive. Use GasBuddy to price out gas around your area. You could save pennies that could add up to dollars. Another option is to use a rewards card, like I mentioned in number 4.

24. Periodically compare your home and auto insurance with other companies to see if you are paying the most affordable rate for the same coverage. Also review your coverage to see if you are properly or over covered. That can affect what you are paying as well.

25. Declutter. Decluttering (as emphasized in 7 Days To Master Feng Shui) will not only save your sanity, but you’ll be able to find the things you don’t need, don’t use and have the opportunity to sell those items for more cash as spoken about in number 1.

26. Get a more fuel efficient vehicle.

27. Take public transportation as much as is possible in your area. This will cut down (or completely delete) the need for expensive fuel and maintenance on a vehicle.

28. Create a group of neighbors or friends who are willing to swap babysitting with you. Now, you have to like their kids and they yours, but this could work wonders. You could all have different date nights and swap kids, giving the kids a fun pizza and game night. 

29. Take lunch to work from home instead of eating out. You’ll get better nutrients, save a ton of money, and keep some of the dinner leftovers from going to waste.

30. Enjoy leftover night. You can either create new dishes with the leftovers or you can let the family pic and choose which leftover each person would like to eat.

31. Something breaks? Fix it. Use all of those free videos you see on YouTube and get whatever parts you need, then go fix it. We have saved hundreds, if not thousands of dollars by doing this.

32. Downsize your home. Sometimes we feel like we need the big home with all of the fancy upgrades. Get a home that suits your actual needs, in a decent neighborhood, with some of the nice things you want instead. There will be so many benefits, not just saving money.

33. Move closer to work. Do you have a long commute? Get a home closer to work. Again, you may be able to deal with a smaller home to make this work. There will be less frustration and far less gas and maintenance cost on your vehicle(s).

34. Find free things to do. Let me give you some examples. We now have pickleball courts in our town and they are free. You can go on a bike ride. You can go play frisbey. You can have a picnic in the park. Go sledding. Go hiking. So many things to do!

35. Purchase only used cars. 

36. Use your local library. They have both physical and online items for you to check out. Movies, Books, CDs, Newspapers, Magazines. All of these things are at your library and they are all free.

37. Buy items like toilet paper, paper plates, napkins, laundry detergent and other non-perishables in bulk. This cuts down on the price per item by quite a lot and will have you prepared.

38. Don’t speed. You don’t need to pay hundreds for a speeding ticket.

39. Wait for a movie to come out on Redbox and then use a free code to watch it.

40. Enjoy a staycation instead of spending money on hotel, gas, expensive food, etc. You’ll find new things to do in your area. Things that you never knew were there and that are so much fun.

41. Use online bill pay. You’ll save money on checks, stamps and time.

42. Set up an automatic repayment plan with your student loans. You’ll usually get a small rate reduction that will save you some bucks each month.

43. Air seal your home for more efficiency, saving money and energy. https://www.energy.gov/energysaver/weatherize/air-sealing-your-home

44. Take full advantage of your employer matches to your retirement plan. 

45. Take advantage of sweat apps, apps that pay you to walk and other health actions.

Achievement
SweatCoin
Lympo

46. Take surveys for money.

SwagBucks
MyPoints
SurveyJunkie

47. 24 Hour Rule. Think over any nonessential purchase for at least 24 hours. 

48. Remove your credit card information from websites. This way there won’t be that one click feature, making it so easy to thoughtlessly purchase.

49. Record your expenses.

50. Budget.